Individuals, self-employed professionals, and businesses with residential or commercial property ownership.
Financial Services
Mortgage Loans / Loan Against Property (LAP)
At Vikas Shelar & Associates, we help individuals, professionals, and business owners secure Mortgage Loans / LAP solutions with complete transparency, accurate documentation, and optimized financial planning. Our team ensures you unlock the best loan value from leading banks/NBFCs with minimal stress and maximum confidence.
- Get higher loan eligibility with structured documentation
- Access competitive interest rates from trusted lenders
- Simplify loan processing with expert step-by-step support
- Unlock property value with optimized financial planning
Why Choose Us
Choosing the right Mortgage Loan or Loan Against Property requires careful evaluation of your financial goals, property valuation, repayment capacity, and lender policies. At Vikas Shelar & Associates, we bring deep expertise in loan structuring, documentation, compliance checks, and lender coordination to ensure your loan is processed smoothly and approved at the best possible terms.
Expert Evaluation
We conduct thorough financial and property assessments to help you secure the most favorable loan terms.
Smooth Documentation
Our team manages all paperwork, verification processes, and lender coordination for error-free submissions.
Tailored Strategies
We create personalized loan strategies based on your financial goals and repayment capability.
Maximum Loan Value
Through accurate valuation and strong lender networks, we help you unlock higher sanctioned amounts.
Loan Calculator
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What We Offer
We deliver end-to-end Mortgage Loan and LAP support—from eligibility checks and lender comparison to documentation, valuation, and approval follow-ups. Every solution is tailored to match your financial objectives while ensuring complete transparency, risk management, and timely processing.
- Property valuation & eligibility assessment
- Loan structuring for higher approval chances
- Document preparation & verification
- Comparison of lenders, rates, and loan terms
- Application filing & real-time follow-ups
- Guidance on repayment & foreclosure planning
Our Simple & Efficient Loan Processing Workflow
Our structured workflow ensures clarity, transparency, and speed throughout your loan journey. We handle all backend processes—documentation, verification, lender coordination, valuation support, and compliance—so you enjoy a seamless loan experience without hassles or delays.
Profile Assessment
We evaluate your income, credit history, and property details to determine eligibility and ideal loan structure.
01Application Preparation
Our team collects documents, fills forms, and prepares a strong application to maximize approval chances.
02Bank Coordination
We coordinate with banks/NBFCs, handle queries, and support valuation and verification procedures.
03Loan Approval & Support
Receive approval, finalize agreements, and get continued support for disbursement and future requirements.
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Benefits You Receive
Partnering with us ensures financial clarity, stress-free loan management, and confidence in every decision. With expert guidance and lender-side experience, we help you secure loans faster, at better interest rates, and with optimized repayment strategies.
- Higher loan amount based on accurate structuring
- Access to multiple banks & competitive interest rates
- Faster approval with complete documentation support
- Reduced risk of application errors or delays
- Better clarity on eligibility and repayment planning
- Professional negotiation for favorable loan terms
Frequently Asked Questions (FAQs)
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1 _ Who can apply for a Mortgage Loan / LAP?
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2 _ How much loan can I get against property?
Loan value depends on property type, income, valuation, and lender policies.
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3 _ How long does the loan process take?
Typically 5–15 working days, depending on documentation and verification.
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4 _ Can I transfer an existing LAP to another bank?
Yes, we assist with balance transfer for better interest rates.
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5 _ Is LAP available for business expansion?
Yes, LAP can be used for business, education, home renovation, or personal needs.