We provide term loans, working-capital loans, machinery loans, expansion loans, overdraft facilities, and secured/unsecured financing tailored to your specific business model.
Financial Services
Business Loans (BL)
At Vikas Shelar & Associates, our Business Loan service is crafted to help startups, SMEs, and enterprises access the right funding at the right time. We provide expert guidance, lender coordination, and documentation support to secure loans that match your cash-flow needs and business goals. With strategic advisory and a deep understanding of funding structures, we simplify the entire lending journey and ensure your business grows with strong financial backing.
- Quick access to funding with structured loan plans
- Expert support for lender coordination and documentation
- Tailored financing options aligned with business goals
- Transparent guidance ensuring optimal loan approvals
Why Choose Us
Our Business Loan solutions are designed to support companies at every stage of growth—whether you are expanding operations, improving cash flow, or investing in new assets. We simplify the lending process by offering personalized guidance, comparing multiple lenders, and ensuring your application meets bank/NBFC standards.
Maximum Funding Advantage
With optimized structures and lender comparisons, we help you secure higher limits and favorable terms.
Smooth Processing
We manage documentation, lender communication, and eligibility checks to ensure a seamless loan approval experience.
Customized Loan Solutions
Every business is unique—our financing recommendations are tailored to your industry, goals, and repayment capacity.
Expert Advisory
Receive strategic, personalized loan guidance that aligns your business with the best funding options available.
Loan Calculator
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What We Offer
Our Business Loan solutions cover end-to-end financial assistance—from evaluating needs to securing the ideal financing. We ensure your business receives funding that drives growth, stability, and expansion.
- Term Loans (Short-term & Long-term)
- Working Capital Loans
- Machinery & Equipment Financing
- MSME & SME Loans
- Cash Credit (CC) / Overdraft (OD) Facilities
- Project Finance Evaluation
- Loan Restructuring & Enhancement Support
- Assistance from Banks, NBFCs, and Financial Institutions
Our Simple & Efficient Loan Processing Workflow
We follow a structured and transparent approach to make your loan journey stress-free. By thoroughly analyzing your financial statements, business performance, and funding requirements, we match you with the most suitable lenders and negotiate favorable terms.
Business Profile Assessment
We evaluate your financials, business model, projections, and funding needs.
01Loan Documentation
We prepare a lender-ready file with accurate financial documents and proposals.
02Lender Coordination & Processing
We assist with sanction, disbursement, and future enhancement or restructuring.
03Loan Approval & Support
Receive approval, finalize agreements, and get continued support for disbursement and future requirements.
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Benefits You Receive
By choosing our Business Loan advisory, you gain structured financial support that reduces funding challenges and empowers sustainable business growth. Our experts ensure smooth processing, optimized interest rates, and complete compliance, allowing you to focus on scaling your business without financial stress.
- Faster access to funds with guided documentation
- Structured loans that match business financial cycles
- Improved loan approval chances
- Expert comparison of lenders and interest rates
- Reduced stress with end-to-end application handling
- Better cash-flow management with optimized borrowing
Frequently Asked Questions (FAQs)
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1 _ What types of business loans do you offer?
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2 _ Who is eligible to apply for a business loan?
Businesses, startups, professionals, MSMEs, and companies with valid financials, KYC documents, and a stable business profile can apply. Eligibility varies based on bank/NBFC criteria.
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3 _ What documents are required for a business loan?
Typically, KYC documents, bank statements, financial reports, ITR filings, business registration papers, and property documents (for secured loans) are required.
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4 _ How long does loan approval take?
Approval timelines depend on the lender and loan type. Many unsecured loans take 3–7 working days, while secured loans may require additional verification.
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5 _ Can startups with limited financial history get a loan?
Yes—several lenders offer startup funding based on projections, turnover, and promoter profile. We also help structure documentation to improve approval chances.